Gladstones Solicitors letter – enforcing ‘debt’ owed to FS Capital, Felicitas Solutions

Gladstones Solicitors letter – enforcing ‘debt’ owed to FS Capital, Feilicitas Solutions


Gladstones Solictors letter


Have you received a letter from Gladstones Solicitors attempting to enforce a ‘debt’ which is purportedly owed to FS Capital or Feilicitas Solutions?


The back story is that you, knowingly or unknowingly, entered in to a contractor loan scheme with IQ, Garraway, Sandra or a number of other similar and sometimes associated avoidance schemes.


You have probably either settled with HMRC or are waiting to see how the loan charge plays out following Sir Amyas Morse’s recent review. You may have also, alternatively or in addition, under HMRC enquiry and have received Accelerated Payment Notices (“APNs”).


As such, this letter will have added to your financial stress.


What is this letter talking about?


The basis for the claim is that the provider of the contractor loan scheme (for example ECS International Trustees or Professional Independent Trustees Limited) has assigned its debt book to FS Capital and / or Felicitas Solutions (“purported new owner”).


As the purported new owners of the loan book, FS Capital and / or Felicitas Solutions  are attempting to extract a payment from you. In some of the letters we have seen, it is then stated that this is in full and final settlement of the loan.


No real evidence of the assignment of the debt is provided with the letters.


Previous versions of this have included correspondence from Helpline Services Limited.


Gladstones Solicitors letter – what to do?


We have grave misgivings about the events surrounding this letter and the purported transfer of we would urge you to discuss the matter. Do NOT pay this amount without first obtaining proper advice.


As such, we are happy to respond to this first letter for you as part of our pro-bono scheme.


If you have any queries about this article or would like any assistance in responding to the letter you have received from Gladstones Solicitors, then please get in touch.

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